Updated 4-Bedroom in Central Merritt Island—Solid Concrete Block, No Flood Insurance Needed! This move-in ready home offers peace of mind with a brand new roof, a 2-year-old A/C, 3-year-old gas water heater, and all-copper sewer lines—no cast iron here! Built with solid concrete block and located outside the flood zone, it does not require flood insurance. Upgrades include 2025 plantation shutters, lockable exterior shutters, and aluminum hurricane shutters for added insurance credits. Inside, enjoy a newly installed stainless steel refrigerator, washer, and dryer. The eat-in kitchen features quartz countertops, white cabinets, and a gas stove. Bathrooms have new vanities, and the entire home is freshly painted with all-tile flooring. A versatile bonus room offers potential for a 5th bedroom or office. Outside, a screened patio overlooks a shaded backyard. Extra fridge included—perfect for patio entertaining. Walk to schools, shops, and dining. Just a block from the river!